文章摘要
小微企业众筹融资需求及影响因素研究
  
DOI:
中文关键词: 小微企业  众筹融资  PROBIT模型  影响因素
英文关键词: 
基金项目:湖南省软科学研究计划重点项目(2015ZK2007);湖南省科协决策咨询研究计划课题项目(JCZX201502)
作者单位
刘杰,刘友金 湖南科技大学 商学院湖南 湘潭 411201 
摘要点击次数: 2579
全文下载次数: 318
中文摘要:
      小微企业众筹融资是推进“大众创业,万众创新”过程中亟待解决的一个理论与现实难题.运用判别抽样法,针对长株潭地区产业园区小微企业的融资需求与融资行为进行了系统的调查,采用PROBIT模型对其内部外部影响因素进行检验.结果表明:在企业内部影响因素中,企业的主营业务和企业主文化水平对众筹融资需求有正向影响,企业成立年限和营业收入对众筹融资需求有负向影响;在企业外部影响因素中,律法支持度和融资成本对小微企业网络众筹需求有正向影响,政府机构支持度和金融机构支持度对众筹需求有负向影响.最后,针对研究结论提出了相关政策建议.
英文摘要:
      The crowdfunding of small micro enterprise(XSME) is one of the theoretical and practical problems need to be solved in the process of pushing forward “mass entrepreneurship and innovation”. Discriminant sampling method was used to investigate the financing demand and financing behavior of SME in CZT region, the internal and external influence factors were tested by PROBIT model. The results show that, in the internal influence factors of enterprise, enterprise's main business and corporate culture have a positive impact on the crowdfunding demand, corporate life and operating income have an negative impact on the crowdfunding demand; in the external influence factors of enterprise, law support and financing costs have an positive impact on the crowdfunding demand of SME, the support from government and financial institutions have an negative impact on the crowdfunding demand. Finally, the relevant advice was put forward based on the conclusions.
查看全文   查看/发表评论  下载PDF阅读器
关闭